Open Enrollment is a set time once a year where you can make certain changes to your medical or dental insurance without providing documentation. To enroll in an insurance plan outside of Open Enrollment, you must experience a “Qualifying Event”. Examples of a Qualifying Event include the following:
- New student at ISU registered for 5 credits or more
- Declaration of Domestic Partnership
- Birth or Adoption
- Loss of prior health or dental coverage
- Spouse and/or child(ren) arriving to the U.S. from another country
- Yourself, spouse, and/or child(ren) leaving the U.S.
- Newly hired for a Research/Teaching/Administrative Graduate Assistantship
- Newly eligible for other coverage through an employer and have taken the coverage
How to add or drop coverage due to a qualifying event:
- Complete the Enrollment Form.
- Provide supporting documentation for the event. Examples of supporting documentation include:
- Loss of coverage - Letter from your former insurance provider or employer listing the last day of coverage. A certificate of health care coverage is preferred.
- Newly eligible for other coverage - Letter from your new insurance provider or employer listing the first day of coverage.
- A certificate of health care coverage is preferred.
- Insurance ID cards rarely have the efective dates on them.
- Arriving in U.S. - Copy of a stamped visa/passport or I-94 travel history
- Marriage - Copy of the marriage certificate
- Birth - Copy of the birth certificate
- Leaving the U.S. - Copy of a stamped visa/passport or I-94 travel history
- Most changes are effective the first day of the month after the event takes place.
- Undergraduate/Graduate students without an assistantship cannot drop the dental insurance during the academic year due to the annual premium being paid in full at the beginning of the year/semester.
Deadline to make changes:
If you think you might be eligible to enroll, don’t delay! You can only enroll and make a changes to your health coverage with a qualifying event during a specific time frame.
- The required paperwork must be submitted within 31 days of a qualifying event.
- EXCEPTION: Must be completed within 60 days of a birth or adoption of child.