Eligibility
Domestic Students
- All undergraduate students, and graduate students without an assistantship, who are registered for 5 credit hours or more at Iowa State University, are eligible to enroll in the ISU Student & Scholar Insurance Plans.
- Note: Audited courses do not count toward your eligibility.
- Eligible students may also enroll their spouse/domestic partner and dependent children.
- The medical coverage will be cancelled if a student does not remain in classes for the first 31 days of the semester or drops below the required 5 credit hours*. The student will be responsible for any services received during this time
*If a student drops below the required 5 credit hours, medical coverage will expire on the last day of the month in which the credit hours dropped
International Students
- All international students who are registered for at least 1 credit hour at Iowa State University (except for those only in audited courses or distance ed) are automatically enrolled in the ISU Student & Scholar Health Insurance Plan.
- International students are required to enroll their spouse/domestic partner and dependent children who have traveled with them to the United States.
- Enrollment for a spouse or child(ren) must be completed within 31 days of their arrival at ISU. Their Coverage start date will be on the 1st of the month in which they arrive to the US.
- This coverage is mandatory: https://www.registrar.iastate.edu/fees/glossary-of-fees#ins
- WHY?
- ISU is not able to monitor outside Insurance policies for continuation of coverage. Off Campus Insurance lacks the medical evacuation and repatriation coverage we require for International Students.
Health Insurance Rates 2023-24
The ISU Student and Scholar Medical coverage is a Wellmark Blue Cross Blue Shield Plan that offers office visits and outpatient services, Well-child care, in-network preventive care, in-network routine vision exams, in network prosthetic limbs and in-network services for mental health/substance abuse independent labs, office visits and outpatient services and services subject to health and drug card copayments.
Rates effective August 1, 2023 - July 31, 2024
| Insurance Plan | Fall Premium* | Spring/Summer Premium** | Total Annual Premium*** |
|---|---|---|---|
| Student Only | $970.00 | $1,358.00 | $2,328.00 |
| Student and Spouse/Domestic Partner | $2,025.00 | $2,835.00 | $4,860.00 |
| Student and Child(ren) | $1,825.00 | $2,555.00 | $4,380.00 |
| Student, Spouse/Domestic Partner and Child(ren) | $2,890.00 | $4,046.00 | $6,936.00 |
* The fall premium is typically billed at the end of July. The coverage will automatically carry over to the spring, assuming the student is registered for at least 5 credit hours for domestic students and 1 credit hour for international students.
** The spring premium is typically billed at the end of December and includes coverage for the summer.
*** The semester premiums may be prorated by month due to a Qualifying Event.