Undergraduate and Graduate Students without an Assistantship

Eligibility

  • All undergraduate students, and graduate students without an assistantship, who are registered for 5 credit hours or more at Iowa State University, are eligible to enroll in the ISU Student & Scholar Insurance Plans.
    • Note:  Audited courses do not count toward your eligibility.
  • Eligible students may also enroll their spouse/domestic partner and dependent children.
  • The coverage will be cancelled if a student does not remain in classes for the first 31 days of the semester. The student will be responsible for any services received during this time.

Cost

2022-2023 Plan Rates

    International Students

    • All international students who are registered for at least 1 credit hour at Iowa State University (except for those only in audited courses or distance ed) are automatically enrolled in the ISU Student & Scholar Health Insurance Plan.
    • International students are required to enroll their spouse/domestic partner and dependent children who have traveled with them to the United States.
      • Enrollment for a spouse or child(ren) must be completed within 31 days of their arrival at ISU. Their Coverage start date will be on the 1st of the month in which they arrive to the US.
    • This coverage is mandatory:  https://www.registrar.iastate.edu/fees/glossary-of-fees#ins

    Domestic and International Graduate Assistants (Teaching/Research/Administrative)

    Eligibility

    • Graduate assistants with a teaching, research, or administrative assistantship are required to be enrolled in the Self Only medical insurance.
    • Domestic graduate assistants may enroll their spouse/domestic partner and dependent children. Dependents must be added within 31 days of your hire or a Qualifying Event.
    • Dependents accompanying international students must be enrolled in the ISU Student Health Insurance:  https://www.registrar.iastate.edu/fees/glossary-of-fees#ins

    Cost

    2022-2023 Plan Rates

      Frequently Asked Questions

      I already see the Student Health Fee in my U-Bill. Is this the same as the ISU Student Health Insurance?

      No. The Student and Scholar Health Insurance Program is not the same as the Student Health Fee. The ISU Student Health Insurance is a creditable, ACA-compliant health insurance policy through Wellmark (Blue Cross/Blue Shield) that may be used worldwide, while the Student Health Fee is mandatory for most students and covers certain services only at the Thielen Student Health Center. Please visit the following webpage for additional details regarding the mandatory Student Health Fee:   https://health.iastate.edu/insurance-billing/student-health-fees/

      I will graduate in December 2022, plan to transfer, or will not return for the Spring 2023 semester. When does my coverage end?

      • For Undergraduate students and Graduate students without an assistantship:
        • The health insurance will end on December 31, 2022.
        • The dental insurance will end on July 31, 2023.
      • For Graduate Assistants with a Teaching/Research/Administrative position:
        • The health insurance will end on December 31, 2022.
        • The dental insurance will end on December 31, 2022.

      I will graduate in May 2023 (or Summer 2023), plan to transfer, or will not return for the Fall 2023 semester. When does my coverage end?

      • For Undergraduate students and Graduate students without an assistantship:
        • The health and dental insurance will both end on July 31, 2023.
      • For Graduate Assistants with a Teaching/Research/Administrative position:
        • The health and dental insurance will both end on July 31, 2023.

      My ISU Student Health Insurance ended, and I do not have other coverage. Do you offer extensions or COBRA?

      No. Unfortunately, you must meet one of our eligibility requirements listed at the top of the page to continue the ISU coverage, and COBRA is not available for this particular plan. We recommend visiting https://www.healthcare.gov/ for alternative health insurance options.

       

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