Undergraduate/Graduate Students

Eligibility

Domestic Students

• All undergraduate students, and graduate students without an assistantship, who are registered for 5 credit hours or more at Iowa State University, are eligible to enroll in the ISU Student & Scholar Insurance Plans.
  • Note:  Audited courses do not count toward your eligibility.
• Eligible students may also enroll their spouse/domestic partner and dependent children.
• The medical coverage will be cancelled if a student does not remain in classes for the first 31 days of the semester or drops below the required 5 credit hours*. The student will be responsible for any services received during this time

*If a student drops below the required 5 credit hours, medical coverage will expire on the last day of the month in which the credit hours dropped

International Students

• All international students who are registered for at least 1 credit hour at Iowa State University (except for those only in audited courses or distance ed) are automatically enrolled in the ISU Student & Scholar Health Insurance Plan.
• International students are required to enroll their spouse/domestic partner and dependent children who have traveled with them to the United States.
  • Enrollment for a spouse or child(ren) must be completed within 31 days of their arrival at ISU. Their Coverage start date will be on the 1st of the month in which they arrive to the US.
• This coverage is mandatory:  https://www.registrar.iastate.edu/fees/glossary-of-fees#ins
• WHY? 
  • ISU is not able to monitor outside Insurance policies for continuation of coverage. Off Campus Insurance lacks the medical evacuation and repatriation coverage we require for International Students. 

Health Insurance Rates 2024-25

The ISU Student and Scholar Medical coverage is a Wellmark Blue Cross Blue Shield Plan that offers office visits and outpatient services, Well-child care, in-network preventive care, in-network routine vision exams, in network prosthetic limbs and in-network services for mental health/substance abuse independent labs, office visits and outpatient services and services subject to health and drug card copayments. 

Rates effective August 1, 2024 - July 31, 2025

Dental Insurance Rates 2024-25

The ISU Student Dental coverage is a Delta Dental Plan that offers 2 cleanings per year, diagnostic and preventative services at 0% coinsurance with no deductible. This plan does not cover orthodontics or wisdom tooth removal. 

Rates effective August 1, 2023 - July 31, 2024 & August 1, 2024 - July 31, 2025

* The premium is typically billed at the end of July. The dental insurance cannot be dropped mid-year due to a Qualifying Event.