Iowa State University SSHIP POS HMO Wellmark Plan

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Wellmark Summary of Benefit & Coverage
The Summary of Benefits document is an easy to read overview of the most common used portions of the Wellmark Insurance Plan.
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Wellmark Coverage Manual
The Coverage Manual is a comprehensive document that sets forth the rights of the plan's participants & beneficiaries, as well as guiding the university in making decisions & executing our responsibilities.
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Wellmark Tiered Benefits
The ISU SSHIP Plan has three levels of coverage. Where you receive your care affects how much you will spend on our-of-pocket costs, depending on the level of coverage.
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Is SSHIP right for you?
Check out this list of questions you can ask your current provider to help determine whether SSHIP is the best option for you!
Doctor On Demand
With Doctor On Demand, you and your family members can speak with a board-certified doctor who can treat the most common medical conditions and prescribe medication if needed. Using Doctor on Demand is easy and available 24 hours a day, 7 days a week, 365 days a year. You’ll love the convenience, and your Wellmark benefits apply automatically for you and your covered family members.

Get Treatment For:
- Cold and flu
- Bronchitis and sinus infections
- Urinary tract infections
- Sore throats
- Allergies
- Fever
- Headache
- Pink eye
- Skin condition
- Mental health
Getting started is easy.
- Download the Doctor on Demand app or visit DoctorOnDemand.com.
- Have your Wellmark member ID card ready. You’ll be asked to enter your full Wellmark ID number, including the three-character prefix.
- Create an account or sign in.
So, the next time you have a sore throat, or the little one’s running a fever, pick up your smartphone and connect virtually with Doctor on Demand, any time, day or night.
- Doctor On Demand physicians do not prescribe Drug Enforcement Administration-controlled substances, and may elect not to treat or prescribe other medications based on what is clinically appropriate.
- Mental Health services include treatment for certain psychological conditions, emotional issues, and chemical dependency. Services performed by psychologists are covered. Psychiatry, which may include the use of prescription drugs, is not covered. For more information, call Wellmark at the number on your ID card.
Looking For Vision Insurance?
The ISU SSHIP Medical Coverage allows for one routine eye health exam per calendar year. Members of our Delta Dental Coverage also have access to an Eyewear Discount Program.
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Need Care Outside of Iowa/United States?
Will you be studying abroad for a semester, going home for break, or just traveling? Students on ISU SSHIP coverage can open a guest membership through Wellmark, allowing them to be covered anywhere they go!