All international students and their accompanying dependents must enroll in the ISU Student and Scholar Health Insurance. ISU requires nonimmigrant international students and their dependents to purchase and maintain coverage through the ISU health insurance plan for the duration of their tenure at the university. Insurance plans purchased outside the university may be used for supplemental coverage, but cannot be substituted for the ISU plan.

The following International Students may be eligible to waive the ISU Student Health Insurance:

  • Students sponsored by their home government (i.e. Saudi Arabia, Oman, UAE).
  • Approved exchange students with insurance through their home university.
  • Students who are being sponsored by an approved U.S. or International organization (i.e. Fulbright).
  • Students with a visa other than J-1, F-1, J-2, or F-2 (i.e. H-1B, H-4, L-2).
  • Students who have been approved for OPT AND have insurance through their employer.
    • Students on CPT are not allowed to waive the ISU Insurance.

 

Required Document Examples

The following Required Document(s) MUST be submitted with your Waiver Form

Waiver ReasonRequired Documents
International Sponsored StudentValid Financial Guarantee
International Exchange StudentCertificate of Healthcare Coverage provided through your home university - Travel policies will not be accepted
OPT* (Optional Practical Training) or CO-OPValid and current I-20, EAD Card, and Certificate of Healthcare Coverage through approved employer
Fullbright Students and ScholarsValid Terms of Appointment
H1B, H-4, L-2 Visa HoldersCertificate of Healthcare Coverage and copy of Visa Paperwork

*Optional Practical Training (OPT) is a form of training, often paid, that directly relates to your program of study.

Special note for all J-1 exchange students and F-1 Visa holders with approved OPT

The U.S. Department of State requires all J-1 visitors to meet specific health insurance guidelines throughout the duration of your stay in the U.S. ISU requires these coverages for F-1 visa holders on OPT as well. If you are requesting a health insurance waiver, and here with a J-1 or F-1 visa on OPT, then your insurance must have the following coverage options listed in USD: 

 

CoverageCoverage Limit
Medical Benefits$100,000 USD per accident or illness
Medical Evacuation$50,000 USD minimum
Repatriation of Mortal Remains$25,000 USD minimum
Maximum Deductible$500 USD per accident or illness
Underwritten by an insurance corporation having an A.M. Best rating of A- or aboveWe use the following website to verify the A.M. rating: https://web.ambest.com/home

The above should be outlined in an easy to understand document with limits listed in USD

Completing the Waiver Application: